Consumer Loans

Relax and enjoy!   Tampa Bay Federal makes it easy to apply, easy to pay and easy to enjoy where you are in life!  Your changing financial needs can be a very positive experience!  Apply NOW via Online Banking or by calling (813) 247-4414, ext 7617. Applications are also accepted at all branch locations.

All of our consumer loans are simple interest with fixed interest rates.  Our exclusive payment protection is available to most borrowers.

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Account Secured Loans

Enjoy the savings you’ve accumulated. Consider using your Tampa Bay Federal Savings or Certificate Account as collateral. This is the perfect loan for borrowing money and paying yourself back with the lowest possible finance charges. Best of all, the secured amount is earning interest for you over the life of the loan.    

Smart Start Share Secured  

If you are looking to establish or re-establish credit and don’t have the funds to pledge, this may be the product for you.  The Tampa Bay Federal Smart Start loan uses loan proceeds as collateral in your savings account.  Not only do you build your credit, but you’re also saving!  

Becoming Credit Worthy video

Line of Credit

For those unexpected expenses like car repairs or that well deserved vacation, relax with an Tampa Bay Federal Unsecured Line of Credit that combines the buying power and convenience of a credit card without the plastic. 

• $500-$30,000
• No collateral required
• Accessible via branch location, Online Banking, or Touch Tone Teller
• Subsequent advances are available for 24 months without additional approval
• Payments are 5% of credit limit

Apply through our secure Online Banking or by calling (813) 247-4414, ext 7617. Applications are also accepted at all branch locations.