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Home Loan Rates

Effective July 3, 2008


Click on the product to review current rates, as they do change daily

First Home Loan (10yr - 40yr)
3/1 ARM
5/1 ARM
7/30 Balloon Home Loan

Product
*Interest Rates
Investment Property - max term 15 yrs
"as low as"

7.25%
Vacation/Second Homes - max term 15 yrs
"as low as"

6.00%

2nd Mortgages - fixed rate/up to 15 yr term


6.000%
Vacant Land up to 5 acres
(1st home loan only) Up to 90% LTV of purchase price or appraised value, whichever is less.


9.625%
HELOC (Home Equity Line of Credit) "rates as low as"
5.00%
Prime Rate as of April - 5.25

Note: For more information on home loans, please contact the home loan Department at Ext. 7601.

1. The actual rate you receive will be determined by your overall credit worthiness and loan to value of property.
2. Rates and programs are subject to change without notice.
3. Rates are not locked in until the loan is fully processed and approved.