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Checking

Club Premier | Access | Free Access Checking | Smart Start/Youth Accounts


Club Premier

Earn more dividends on your checking balances while you enjoy a host of premium features only available with Club Premier Checking. The monthly membership is only $7.95 (or $6.95 if you sign up for e-statements). If you maintain a $2,500 balance or a combined balance of $30,000 in savings or loans, we waive the monthly fee.
  • Free Club Premier style checks (2 boxes per year)
  • Unlimited check writing
  • Free Bill Pay (Free only when you make a minimum of 3 payments per month)
  • 10% discount on Safe Deposit Box rental
  • Official Checks
  • $100,000 Common Carrier coverage
  • Discount prescription pharmacy card
  • Discount calling card
  • Discount car rental
  • Discount flowers
  • Discount golf packages
  • Savings on travel
  • Discount hotel program
  • Credit Card protection
  • Lost key service
  • Savings on contact lenses
  • Discount amusement and movie tickets
  • Household inventory registration
  • Free, unlimited ATM service at hundreds of bay area Credit Union 24 and COOP ATM locations including Publix, and only $1.50 at other locations
  • Unlimited transactions with your MasterMoney TrueAccess card at over 14 million merchants accepting Visa and MasterCard
  • Unlimited Touch Tone Teller inquiries and up to 6 free transfers per month

Access Checking
If you are looking for a basic checking account with unlimited check writing privileges, consider an Access Checking Account. The monthly fee is only $6.15 (or $5.15 if you sign up for e-statements) and if you maintain a $400 minimum balance the fee is waived.

  • No minimum balance required
  • Free Bill Pay – Direct Deposit not optional (must make a minimum of 3 payments per month to receive Bill Pay free).
  • Unlimited check writing
  • Free, unlimited ATM service at hundreds of bay area Credit Union 24 and COOP ATM locations including Publix, and only $1.50 at other locations
  • Unlimited transactions with your MasterMoney TrueAccess card at over 14 million merchants accepting Visa and MasterCard
  • Unlimited Touch Tone Teller inquiries and up to 6 free transfers per month

FREE Access Checking
Enjoy a stress FREE checking account with no monthly service fees and no minimum balance requirements. No Stress! Just FREE checking.
  • No minimum balance required
  • Automatic E-Statements
  • Free Bill Pay (must make a minimum of 3 payments per month to receive Bill Pay free).
  • Free, unlimited ATM service at hundreds of bay area Credit Union 24 and COOP ATM locations including Publix, and only $1.50 at other locations
  • Free, unlimited transactions with your MasterMoney TrueAccess card at over 14 million merchants accepting Visa and MasterCard
  • Free, unlimited Touch Tone Teller inquiries and up to 6 free transfers per month

*A primary savings account is required for membership at Tampa Bay Federal. Minimum deposit $5.00.

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