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Checking/Savings Rates
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| Rates Effective July 2, 2008 |
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Share Savings, Checking, Money Markets and Business Accounts |
| |
$0
$3,499.99 |
$3,500.00 $9,999.99 |
$10,000.00
$49,999.99 |
$50,000.00
$99,999.99 |
$100,000 + |
APY* |
APY* |
APY* |
APY* |
APY* |
| CONSUMER SAVINGS variable rate |
|
0.05% |
0.15% |
0.35% |
0.60% |
0.75% |
|
0.05% |
0.15% |
0.35% |
0.60% |
0.75% |
| Special |
0.00% |
0.10% |
0.35% |
0.45% |
0.55% |
| Holiday Club |
0.00% |
0.10% |
0.35% |
0.45% |
0.55% |
| |
| CONSUMER CHECKING variable rate |
|
non-dividend earning account |
|
non-dividend earning account |
| Club Premier |
0.00% |
0.10% |
0.30% |
0.40% |
0.50% |
| Premium Checking |
|
|
0.10% |
0.10% |
0.10% |
0.10% |
0.10% |
|
4.01% |
4.01% |
4.01% |
4.01% |
4.01% |
(Qualifying
$30,000.01 & above) |
1.25% |
1.25% |
1.25% |
1.25% |
1.25% |
| |
| CONSUMER MONEY MARKET variable rate |
Regular Money Market
minimum to open $2000 |
|
0.00% |
2.10% |
2.15% |
2.20% |
2.30% |
Super Money Market
minimum to open $50,000 |
|
1.21% |
1.21% |
1.21% |
2.30% |
2.40% |
| |
| BUSINESS ACCOUNTS variable rate |
|
0.05% |
0.15% |
0.35% |
0.60% |
0.75% |
|
0.00% |
0.15% |
0.35% |
0.45% |
0.55% |
| Business Checking |
0.00% |
0.10% |
0.40% |
0.50% |
0.70% |
| Business Money Market |
0.00% |
2.10% |
2.20% |
2.25% |
2.45% |
| |
|
|
$500
$3,499.99 |
$3,500.00
$9,999.99 |
$10,000.00
$49,999.99 |
$50,000.00
$99,999.99 |
$100,000 + |
| |
| |
APY* |
APY* |
APY* |
APY* |
APY* |
| SHARE CERTIFICATE fixed rate/step up |
|
2.15% |
2.25% |
2.35% |
2.40% |
2.45% |
|
2.57% |
2.62% |
2.72% |
2.77% |
2.82% |
| 12-23 month |
2.84% |
2.89% |
2.99% |
3.04% |
3.09% |
| 24-35 month |
3.00% |
3.05% |
3.15% |
3.20% |
3.25% |
| 36-47 month |
3.15% |
3.20% |
3.30% |
3.35% |
3.40% |
|
3.20% |
3.25% |
3.35% |
3.40% |
3.45% |
| 60 month |
3.25% |
3.30% |
3.40% |
3.45% |
3.50% |
| 7 month liquid |
minumum to open $10,000
|
3.15% |
3.20% |
3.25% |
| |
| SHARE CERTIFICATE variable rate |
|
3.21% |
3.21% |
3.21% |
3.21% |
3.21% |
| |
INDIVIDUAL RETIREMENT ACCOUNTS Share and Certificates |
| |
| IRA Savings variable rate |
|
0.05% |
0.15% |
0.35% |
0.60% |
0.75% |
|
0.05% |
0.15% |
0.35% |
0.60% |
0.75% |
| Coverdell Educational Savings |
0.05% |
0.15% |
0.35% |
0.60% |
0.75% |
|
$500
$3,499.99 |
$3,500.00
$9,999.99 |
$10,000.00
$49,999.99 |
$50,000.00
$99,999.99 |
$100,000 + |
| |
| |
APY* |
APY* |
APY* |
APY* |
APY* |
| IRA Traditional and Roth Certficates fixed rate/step up |
|
2.15% |
2.25% |
2.35% |
2.40% |
2.45% |
|
2.57% |
2.62% |
2.72% |
2.77% |
2.82% |
| 12-23 month |
2.84% |
2.89% |
2.99% |
3.04% |
3.09% |
| 24-35 month |
3.00% |
3.05% |
3.15% |
3.20% |
3.25% |
| 36-47 month |
3.15% |
3.20% |
3.30% |
3.35% |
3.40% |
|
3.20% |
3.25% |
3.35% |
3.40% |
3.45% |
| 60 month |
3.25% |
3.30% |
3.40% |
3.45% |
3.50% |
| |
*APY is Annual Percentage Yield. Rates subject to change without notice. Fees or penalties may reduce earning.
Certificate Account Disclosure |
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Federally Insured By NCUA |
Equal Housing Lender