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Certificates
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Earn more on your savings when you deposit your funds for a specific period of time. Regular Share Certificates are available from 91 days to 5 years. Dividends are compounded daily and paid monthly.
3 Year Step-Up Certificates Now Available!
Concerned about being "locked" into a long term certificate if rates suddenly rise? Then step up to the best value in Share Certificates. Tampa Bay Federal offers a 3 Year Step-Up Certificate, allowing you to step up to a higher rate if rates move upward. Open a 3 Year Step-Up Certificate for as little as $3,000 and after 12 months, you have the one-time option to step up to a higher rate if the 3 Year Step-Up Certificate rate rises.
18 Month Market Watch Certificate
Why not take advantage of today's changing market? Tampa Bay Federal offers an 18 month variable rate certificate, which allows you to earn a higher yield without locking into a rate. The interest rate is based on the 91 day Treasury bill and can change on a monthly basis. With a minimum balance of $2000.00 this certificate can be yours.
Click Here for latest rates
Note: There is a substantial penalty for early withdrawal, and fees (if any) could reduce the earnings on the account. Ask a Membership Representative for more details.
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